![]() Target Market Determinations available at /TMD. Target Market Determinations available at * Lending criteria, limits, conditions, fees and charges apply. You should also consider obtaining independent investment, taxation and/or legal advice before proceeding. Before making a decision, consider whether any advice given is appropriate to your circumstances, and read the relevant terms and conditions and Product Disclosure Statement (available in-branch or at ) to decide whether a product is right for you. This material has been prepared without taking into account your objectives, financial situation or needs ('your circumstances'). You should be aware if you submit an unauthorised Visa transaction request, Heritage will need to review your request before provisional credit may be provided. Cardholders should review their transactions regularly and notify Heritage promptly of any unauthorised Visa use or contact Heritage to find out more. † # Visa's Zero Liability Policy covers Australian issued cards and does not apply to ATM transactions, transactions not processed by Visa or certain commercial card transactions, conditions apply. Outside Australian – equivalent to Australian dollar currency value. ![]() The ATM will then finalize your transaction. Tap your phone against the contactless symbol and enter your PIN. *Google Pay, the Google Pay Logo, Google Play and Google Play logo are trademarks of Google LLC. Withdraw money at any ATM that has the contactless symbol. ![]()
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